Banking and Financial Services


Graydon Head & Ritchey has accumulated a breadth and depth of experience representing local, regional and national financial institutions in all aspects of the banking and financial services industry.  From documenting basic commercial loans to negotiating complex financings, from defending lender liability claims to litigating sophisticated bankruptcy matters, and from mergers and acquisitions to complex bank regulatory work, our experience in this competitive and highly-regulated industry has helped our clients attain their goals.

Through its industry group approach to client service, we have drawn together attorneys' wide range of experience in the banking and financial services industry for the benefit of its financial clients.  This industry group approach allows us to work together to provide a coordinated approach to servicing all the legal needs of its financial clients.

We are experienced in all aspects of a financial service clients’ life cycle:  formation, growth, stabilization and maturation.  Our team approach allows the particular attorney with expertise in that phase of the life cycle to be involved at the appropriate time resulting in the maximum benefit to our client.

We have extensive experience in creating the complete library of financing documents for a lender with offices in multiple states.  We pioneered computer generated and computer assisted loan document systems for our financial service industry banking clients.

We also have extensive expertise in letter of credit-enhanced taxable and tax exempt financing transactions.  Over the course of many years and literally thousands of such transactions, we have represented:  borrowers, lenders, underwriters and trustees in such transactions.  We have extensive experience in pooled loan transactions.

Our bankruptcy and creditors’ rights attorneys have created one of the premier creditors’ rights practices in the Midwest.  We pride ourselves on working with clients in workouts, restructurings, collection, bankruptcy and litigation matters and fashioning unique and cost-effective solutions for our clients.

We believe our experience in mergers and acquisition transactions is at a preeminent level.  In the last several years we have represented clients in over 200 M&A transactions involving total enterprise values in excess of $15 billion, including many specific bank holding company acquisitions for a super regional bank holding company client.

Within the Banking and Financial Services Industry Group, Graydon Head attorneys provide expertise in a number of Service Areas to meet the specific needs of its financial clients. 

These Service Areas include the following: 

  • Bank and Trust Company Representation
  • Bankruptcy and Creditors Rights
  • Commercial Litigation for the financial services industry
  • Commercial Loans & Financings
  • Corporate Governance for the financial services industry
  • Employee Benefits and Executive Compensation for the financial services industry
  • Employment Litigation and Dispute Resolution for the financial services industry
  • Estate and Trust Administration for the financial services industry
  • Human Resources Counseling
  • Insurance Agency Activities
  • Investment Advisory Services
  • Mergers and Acquisitions for the financial services industry
  • Real Estate for the financial services industry
  • Securities Law Compliance for the financial services industry