Commercial Loans & Financings
Graydon Head & Ritchey has a long history of representing financial institutions, including local, regional and super-regional financial institutions, in a variety of financing transactions. These transactions range from term and revolving loans for basic business needs such as working capital, real estate development, factoring of accounts receivable and acquisition financing, to more complex specialized financing transactions including letter of credit-enhanced taxable and tax-exempt financings. We assist financial clients in creating their library of computer generated financing documents. GH&R also represents venture capital firms and angel investors in providing capital to growing businesses, transactions which often involve state of the art financing techniques.
Our knowledge and experience in representing lenders and other sources of capital has also enhanced our experience in advising entities seeking both traditional and alternative financing. The firm has represented numerous borrowers in negotiating and successfully completing financing transactions from banks, insurance companies, venture capital and mezzanine investors and in raising capital and obtaining debt financing in both the private and public markets. We have represented issuers of debt securities in Rule 144A offerings and of convertible high yield debt securities in the public market.
We have a long history of representing financial institutions in letters of credit-enhanced taxable and tax exempt financings. Our knowledge and experience in representing financial institutions has also enhanced our experience in advising entities seeking both traditional and alternative financing through letters of credit-enhanced taxable and tax exempt financings. We have several partners in our banking and financial services industry group who are very experienced and knowledgeable, providing us with the ability to work simultaneously on a number of complex financings with each transaction being headed with “first chair” knowledge.
We have represented lenders in providing credit facilities to borrowers located in many different states and represented borrowers in obtaining financings from sources located through the United States, including major money centers such as New York, Chicago and Atlanta.
Although the dollar size of a transaction is not necessarily indicative of the complexity of the matter nor of its importance to our clients, we do take pride in the fact that our clients have placed their trust in our legal advice in raising over $2 billion in the public markets and in issuing over $10 billion of their registered securities in strategic acquisitions, and in credit facilities of over $1.15 billion.