Construction-Related Insurance
We are experienced in dealing with the types of insurance and coverages that arise most frequently in the context of construction projects and construction defects. Those include policies and coverages such as:
- Commercial General Liability Policies of owners, developers, contractors, design professionals, materials suppliers and subcontractors
- Excess and Umbrella Policies of the various project participants
- Products / Completed Operations Coverage
- Special Coverage Purchased for Specific Projects
- Architect & Engineer Liability Policies
- Other Design Professional Policies
- Builders Risk Coverage
- Project “Wrap” Insurance
Several of our lawyers have experience both in the substantive legal and factual issues that arise out of construction projects, as well as in the insurance issues. Therefore, they have the practical and legal background to deal effectively with the sometimes-complex interplay between the requirements of the construction contracts for the job and the insurance that was actually obtained (or that should have been obtained) by the various project participants, such as:
- Compliance with the American Institute of Architects (AIA) and other form contract provisions relating to insurance
- Additional insured requirements
- Contractual indemnity clauses, and how those relate to insurance
- Waivers of consequential damages
- Waivers of subrogation
- Which construction project participant’s insurance should be “primary”
- Insurance company breaches of the duty to defend their insureds
- Insurer and adjuster conflicts of interest